Mercury supports many U.S.-registered companies whose founders live outside the United States, but eligibility is not universal. Approval depends on the company, its operations, the addresses supplied, the founders' countries of residence and Mercury's review.
Current eligibility
Mercury says a company generally must be formed and registered in the United States or a U.S. territory. U.S. citizenship or residency is not required, but the business must have existing or planned U.S. operations and provide an accepted business address.
Mercury also maintains a list of prohibited countries and regions. Its restrictions are based on country of residence, not citizenship, and can change as compliance requirements change.
What non-resident founders should do
Check Mercury's current eligibility and prohibited-country pages before relying on it. Keep an alternative provider in mind and compare documentation, address and country requirements rather than assuming approval.
Our U.S. business banking guide compares common options for non-resident founders. Provider policies can change without notice, so the provider's current terms control.